About Us
Barns Financial Services is a privately owned and operated organisation.
Being self owned and self licenced and free from ownership to financial institutions we are able to provide our clients with the best service with the best product available. Our aim is to provide a Financial Planning and Wealth Management Service that prides itself on honest expert advice, helping our clients create wealth and maintain, protect and preserve your wealth for the future.
You can be rest assured that the advice you receive is of the highest quality with all our advisers attaining the Certified Financial Planner designation, the highest educational qualification in the financial planning industry. In addition we require our financial advisers to be members of the Financial Planning Association which has its own compliance regime in regards to ethics and quality of advice.
Our Services
Barns Financial Services Pty Ltd has a highly academic based investment philosophy.
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Wealth Creation
Barns Financial Services can put the right foot forward when it comes to long term success with money. We can assist…
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Wealth Protection
A quality and healthy lifestyle for the future needs protection. When it comes to protecting your investments Barns Financial Services will…
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Wealth Preservation
Wealth Preservation is very important but often an untouched area. Barns Financial Services can assist you with your Estate Planning…
Investment Philosophy
Barns Financial Services has a highly academic based investment philosophy.
It is based on the following principles:
Markets are Efficient
Share prices already reflect all publicly available information. News, earnings, interest rates and economic data are quickly absorbed by investors around the world, in real time. As a result of this, consistently ‘beating’ the market through stock picking or market timing is extremely difficult, even for professionals. For most investors, this is the reason that diversified, long-term investing often outperforms trying to outsmart the market.
Risk and Return are related
There is no magic to investment. Investments with the potential for higher gains, usually come with greater ups and downs along the way. Safer investments tend to offer more stable, but lower returns, while growth assets can deliver stronger long-long term results with short-term volatility. Understanding this relationship between risk and return helps us choose a mix that matches the goals and comfort of our clients.
Diversification
The ‘don’t put all your eggs in one basket’ theory. Diversification is about spreading your investment across different assets and geographical locations. Rather than relying on one or two winners, this approach reduces the impact that any single investment can have on your overall portfolio, aiding in smoothing returns and lowering overall risk.
Size Risk
Smaller companies often experience bigger price swings than larger, established companies. These swings come with the potential for higher long-term returns as compensation. Rather than avoiding the risk entirely, portfolios can be tilted toward smaller companies in a diversified way, aiming to harness this long-term return premium while managing volatility through broad market exposure.
Price Risk
Companies with lower prices relative to their fundamentals tend to be more volatile in the short-term however, historically have delivered higher long-term returns as compensation. Rather than chasing the next ‘hot tip’ portfolios can be systematically targeting these lower-priced opportunities across global markets, aiming to capture this return premium through disciplined and diversified investing.
Market Risk
The reality that all investors are exposed to ups and downs in the overall markets, no fund can eliminate this entirely, only manage how it is taken. By structuring portfolios to capture long-term market returns while thoughtfully balancing risk through diversification, low costs and evidence-based investing, our fund managers and constructed portfolios minimise this risk.
What our clients have to say
Perspectives
Insight from Barns
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Winter 2025
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Aged care challenges in the home
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Your future just got a super boost – are you ready?